AVOIDING THE POST-HOLIDAY BLUES BY PRUDENT DEBT REPAYMENT

Once the joy and good tidings of the holiday season have subsided, unpleasant reminders begin to appear in the mailbox in the form of higher-than-average credit card bills.  Some consumers may be prepared for their credit card statements, while others may be overwhelmed.  Either way, it is important to manage the way that the credit […]

The (Welcome) Aftermath of the Credit Card Reform Act of 2010

An oft-debated component of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) was with respect to the consumer protection from credit card abuses.  Unfortunately, many of the recommended protections were left out of the final version of the bill, and it took 5 more years for Congress to revisit the need for […]