STUDENT LOANS: THE GOOD, THE BAD, AND THE UGLY

Higher education has historically provided a financial advantage to American citizens. Studies have demonstrated that college graduates will earn significantly more over their lifetimes than workers who do not attend college. Consequently, the federal government has taken steps in the past to assist in making college affordable – whether directly through the GI Bill, or indirectly, by guaranteeing the loans made by private lenders.

Bankruptcy Reform, Five Years Later

Unfortunately, little has changed for the better for consumer debtors since the Bankruptcy Abuse and Consumer Protection Act (BAPCPA) was implemented five years ago; consumer bankruptcy attorney Zane Leiden examines Bankruptcy Reform’s failure to reduce consumer bankruptcy filings.