Posted on January 16, 2012 in
Bankruptcy,
News
DO I NEED AN ATTORNEY TO FILE A BANKRUPTCY? This is a common question that is asked by potential clients. The short answer is “no”. Bankruptcy law does not require that a debtor have an attorney in order to file [...]
Posted on January 4, 2012 in
Loans,
News,
Uncategorized
Refund Anticipation Loans or “RAL’s” were originally marketed as “rapid refunds”, with the goal of expediting the receipt of income tax refunds for tax filers. What many filers believed was a refund was actually a loan made directly to the [...]
Posted on January 3, 2012 in
Credit Cards,
News
Once the joy and good tidings of the holiday season have subsided, unpleasant reminders begin to appear in the mailbox in the form of higher-than-average credit card bills. Some consumers may be prepared for their credit card statements, while others [...]
Posted on December 29, 2011 in
Bankruptcy
Huge Eurobank, rated ‘Britain’s worst,’ now accused of gouging US consumers By Bob Sullivan The accusations are as outrageous as they are plentiful: Hundreds of “robocalls” — in one case, 800 to a single person — to collect auto loan [...]
Posted on December 29, 2011 in
Bankruptcy
Given the declining economy and subsequent rise in consumer debt defaults, creditors have become more aggressive in their collection attempts. This usually leads to legal action, and eventually wage or bank account garnishment. While a bankruptcy filing will stop or [...]
Posted on December 9, 2011 in
News
When economic times are hard, especially during the holidays, it is easy for some consumers to let down their guard and become victims of lottery or prize scams. A few things to remember if you should be contacted by anyone [...]
Posted on December 7, 2011 in
Bankruptcy
Will you lose your house and retirement savings? When will you be able to borrow money again? Get the facts on these questions and more. Read More
Posted on October 10, 2011 in
Bankruptcy,
Bankruptcy Reform
As a bankruptcy firm, we deal on a regular basis with a large amount of creditors, both local and national. However, it always seems that there are a few creditors who just can’t get their act together. GMAC Mortgage is [...]
Posted on August 31, 2011 in
News
An oft-debated component of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) was with respect to the consumer protection from credit card abuses. Unfortunately, many of the recommended protections were left out of the final version of [...]
Posted on July 27, 2011 in
Bankruptcy,
News
Many people have trouble understanding the terms that lawyers routinely use. But even attorneys in other areas of practice often complain that bankruptcy attorneys seem to have their own arcane language. Because both debtors and their attorneys receive motions, pleadings [...]